Ready to have your cake and eat it too? Now you can have a low credit scores get approved for a home loan this year. Have you been suffering from bankruptcy? Have you divorced for an unexpected life change? Are you struggled from financial issue? Have you just started to work not long ago due to health problems? Do you have a bad credit score? Or you are just a student graduating from college starting a new life?
Now, you don’t need to worry about any of the above circumstances because we can help you make your Home Purchase Come True! In fact, you only need about a 550 credit scores to be a home buyer!
Our trusted lender has indicated that FHA will allow a buyer with a credit score of 550 be approved and pay an affordable down payment (and this can come from a gift of anyone) along with the homebuyer class. This is a very Special Credit Buster Program, one in which your local lender will not assist with, but here at Century 21 we have your access to success and know of the only lender who will approve this process. Ready to move forward? Check out the qualifications below.
- Minimum 550 Credit Score
- Homebuyers Education Required
- Primary Residence
- Single Family and Condominiums
- Max Ratios of 31/43 for energy efficient homes 33/45
- Must have a DU Approved / Eligible
- Gifts Allowed
- No DPA or grants allowed
- 30 year fixed and 5/1 ARMS
- Max loan to value 90%